Real Estate
Without The
Hassle
Resources For Buyers and Sellers
Are you currently looking to buy or sell a home in Rexburg, ID? Ted Whyte Century 21 High Desert is here to make the process easy–I’ve compiled some resources for you to refer to throughout the process.
Ted’s Buying and Selling Tips
Buying a Home
Affording a Home
There are several loan programs available, and depending on your credit history, there is bound to be one that is perfect for you. Here are a few examples of the most popular programs offered today:
1. Fixed-Rate Loans
The fixed-rate mortgage is the most popular mortgage program in use today. Fixed-rate loans offer the borrow a fixed interest rate for the life of the loan, typically 15 to 30 years. Borrowers have peace of mind knowing that their monthly payments will not change over time. Conventional fixed-rate mortgages have underwriting requirements established by Freddie Mac and Fannie Mae, and require certain down-payment and debt-to-equity ratios to qualify. Fixed-rate loans are especially attractive to buyers who plan to stay in their home for more than a few years.
2. Adjustable Rate Loans
With an Adjustable Rate Mortgage (ARM), the interest rate changes periodically, and payments go up or down accordingly. Rates are tied to an index that reflects the cost of money at any given point in time. Generally speaking, lenders charge a lower initial interest rate for the ARM than for the fixed-rate mortgage. If you are expecting interest rates to decrease in the future, or if you are trying to maximize your purchase power today knowing your income will rise in the future, then this loan may be right for you. Adjustable-rate loans are attractive for buyers who expect to be in the home for a short period of time.
3. FHA and VA Loans
The Federal Housing Administration (FHA), offers loans for low-to-moderate-income home buyers. FHA loans have lower down payments and have relatively easier requirements than conventional fixed-rate mortgages. FHA mortgages have no income restrictions and even those with lower credit scores may be considered. Past bankruptcy does not necessarily disqualify borrowers from using this program!
In addition, the Department of Veterans Affairs (VA) offers a zero-down mortgage program. To take advantage of this program, borrowers need to be among those listed as veterans and service personnel in the U.S. military. One of the biggest benefits of this program is that it eliminates the need for private mortgage insurance!
4. Local Homebuying Program
Selling a Home
The Top 10 Tips To Add Value To Your Home
1. Clean, organize, and neutralize your space
Unclutter your house to make it look bigger and cleaner. Buyers need to be able to envision their own belongings in the home; so, avoid using bright colors and too many personal effects.
2. Keep your lawn green
Get your lawn in shape. A patchy lawn takes away from the home’s overall appearance. Your local hardware store has supplies to re-seed those unhealthy areas.
3. Add insulation to save energy
The most inexpensive way to increase your home’s energy is to add insulation, which can reduce heating and cooling costs by more than 25%.
4. Update kitchen appliances
The kitchen is often the room that buyers gravitate towards first, and an updated kitchen can help sell your home. You don’t have to remodel your kitchen to give it a new look. Updating your appliances to the current standard and replacing cabinet doors and hardware can make a big impact at a relatively low cost.
5. Update bathroom fixtures
A little change can go a long way when it comes to the look of your bathroom. Updating simple fixtures such as your sink and faucet can give any outdated bathroom style.
6. Build a fence
If you’re trying to sell a house, the appearance of a fence adds value to the home overall. Buyers with children or pets will appreciate the privacy and security of an enclosed backyard.
7. Repair the gutter
Ensuring that your gutter is clean is crucial in protecting your home against water damage.
8. Light up the outside
An easy and inexpensive way to increase your home’s outdoor space is to add lighting. It makes it more appealing and safer.
9. Store and organize
Ample storage space is a plus, especially when it comes to garages and closets. Efficient closet structures can help keep your clothes organized and can save space.
10. Polish off the basement
Rather than adding an additional room, it is more cost-efficient to remodel your basement. This adds value and usable space.
Utility Companies
For your convenience, I’ve compiled a list of utility companies in our service area, along with their contact information. Take a look to figure out the right option for you!
Madison County
City of Sugar City 208-356-7561
City of Newdale 208-458-4068
Intermountain Gas 208-548-3679
Fremont-Madison Irrigation 208-624-3381
Rocky Mountain Power 800-672-2405
Alpine Propane 208-359-1510
Double H Propane 208-356-8088
Mt. Country Propane 208-656-8909
Cable One/Sparklight 877-687-1332
Jefferson County
City of Roberts 208-228-3220
City of Menan 208-754-8876
City of Dubois 208-374-5241
City of Ririe 208-538-5548
City of Mud Lake 208-663-4567
Rocky Mountain Power 888-221-7070
Intermountain Gas 800-548-3679
Rigby Water/Sewage/Garbage 208-745-8111
Fremont County
Fremont-Madison Irrigation 208-624-3381
City of Teton 208-458-4537
Intermountain Gas 208-548-3679
Fall River Electric 208-652-7431
Bonnevile County
Idaho Falls Power 208-612-8430
City of Iona 208-523-5600
Rocky Mountain Power 208-522-0570
City of Irwin 208-483-4000
Intermountain Gas 208-548-3679
City of Ucon 208-523-3971
Snake River Disposal 208-684-3404
Sewer & Water Districts:
Eagle Rock Sanitation 208-529-5566
Falls Water Company 208-522-1300
South Fork Sanitation 208-483-2142
Iona Bonneville Sewer 208-524-4545
Eagle Rock Sanitation 208-529-5566
Ucon 208-523-3971
PSI Waste Systems 208-529-8084
School Information
Area Title Companies
Community
Century 21 Real Estate
What is your marketing plan?
We provide pre listing preparation, professional photography and videography, online listings, social media marketing, open houses, network with other agents, & follow up. To attract nationwide buyers and local buyers, your listing will appear on
the following websites:
REALTOR.COM CENTURY21.COM IFHOMES.COM
REXBURGHOMES.COM HOMES.COM MOVE.COM
SNAKERIVERMLS.COM TEDWHYTE.COM TRULIA.COM
ZILLOW.COM CENTURY21 HIGHDESERT.COM
By implementing these marketing strategies, I can help you as a seller
Can you help me with financing and legal matters?
As a licensed real estate agent, I am not qualified to provide legal or financial advice. However, I can refer you to reputable lenders, attorneys, and other professionals who can assist you with these matters. Additionally, I can help you navigate the complex process of buying or selling a property, provide you with relevant information, and answer any questions you may have along the way.
How long does it usually take to sell a property?
The length of time it takes to sell a property depends on several factors, such as the property’s location, condition, price, and the current state of the real estate market. In general, properties that are priced competitively and marketed effectively tend to sell faster than those that are overpriced or poorly maintained. As your real estate agent, I will work closely with you to develop a tailored marketing plan that meets your needs and schedule. We will also review property status and condition.
How do you market properties to potential buyers?
I use a variety of marketing strategies to reach potential buyers, including online listings, social media, print ads, open houses (seasonally as necessary), and networking. I also have access to a large network of real estate professionals through the Century 21 brand, which enables me to connect with buyers and sellers worldwide.
How do you determine the price of a property?
To determine the price of a property, I conduct a comparative market analysis (CMA), which involves researching similar properties that have recently sold in the same area. I also take into account the property’s age, size, condition, location, amenities, and other factors that may affect its value. I also compare your property to others that are on the market; what your competition is. By doing so, I can provide you with an accurate estimate of your property’s worth and help you price it competitively in the market.
What types of properties do you specialize in selling?
As a Century 21 real estate agent in Rexburg, Idaho, and the Upper Valley, I specialize in selling a wide variety of properties, including single-family homes, multi-family homes, condos, townhouses, land, and commercial properties. Whether youre a first-time homebuyer, a seasoned investor, or a business owner, I can help you find the right property that fits your needs and budget.
For more information about resources available to you,
please contact me at 208-351-9595!